It is New Year's Eve when the storm of the century hits northern California. In a quiet neighborhood in San Francisco, the lives of three strangers are about to collide. For Quinn Thompson, what happens in the storm's wake will bring down a barrier he has built around himself since his wife's death. For neighbor Maggie Dartman, it will spark friendship at a time when she needs it most. And for Jack Adams, a carpenter who will repair Quinn's and Maggie's homes, the storm brings an opportunity: to help two people and to be repaid with the greatest gift of all.