Elizabeth Lochtefeld was a glowing, charismatic and driven woman who'd built a million-dollar fortune in Manhattan before settling into a new life in one of America's most elite resort communities. She'd planned to dedicate the rest of her life to charity-and to marry and finally start a family of her own. When Lochtefeld met thrity-seven year-old Tim Toolan-- a tall, strapping, handsome, and Columbia graduate and Wall Street ace who'd made it to Vice President at Smith Barney-she thought she'd found Mr. Right. She told friends she was in love. She hinted at marriage. But soon she saw past the Golden Boy facade, finding a deeply troubled man with a history of erratic bahavior -- a man given to violent mood swings who'd been fired from his position at Smith Barney after trying to steal an $80,000 Roman bust from a Park Avenue antiques show. Two days after she ended the affair, she lay dead on the floor of her Nantucket cottage.