In middle age, debt has become the most significant relationship in Harry Salter's life. He was born to wealthy parents in leafy and privileged Rosedale, at a time when the city was still defined by its WASP elite. But nothing in life has turned out the way Harry was led to expect. He's unsure of his place in society, his marriage is crumbling, his son is bordering on estranged, and on top of it all his father is dying. As he sits at his father's bedside, Harry inevitably daydreams about his inheritance. A couple of his father's millions would rescue him from his ballooning debt, maybe even save his marriage. But when the will is read, all that's left for Harry is $4200. Dale Salter's money is gone. Out of desperation and disbelief, Harry starts to dig into what happened to the money. As he follows a trail strewn with family secrets and unsavory suspicions, he discovers not only that old money has lost its grip and new money taken on an ugly hue, but that his whole existence has been cast into shadow by the weight of his expectations.