Lydia Lovelace has taken the housekeeper's post in the London home of Captain Dylan Powell. The captain is short on charm, but he's known for his rapport with, and support of, former soldiers trying to make a peacetime life in London. Unbeknownst to the captain, Lydia is searching for a brother who never came home after Waterloo, a brother whose birthright, along with Lydia's settlements, is being frittered away by scheming family members.