Anette couldn't resist introducing herself to Josh Lord, the strikingly attractive owner of the resort where she was vacationing. In her utterly confident manner, she assumed he'd be more than pleased to know her. His cool amusement came as a surprise to her -- and a decided challenge. Obviously he was used to having women seek him out. Well, so much the better! A holiday flirtation was all Annette intended. But she soon discovered she'd taken on far more than she could handle.