Gordon Pape is Canada's most influential RRSP guru. With The Complete Guide to RRIFs and LIFs, along with co-author David Tafler, he takes it to the next stage. An RRSP is a government-sanctioned Registered Retirement Savings Plan that gives Canadians a tax deferral as they invest for retirement. However, when you reach age 69, presumably retirement age, you have to start withdrawing the funds from your RRSP. By rolling your RRSP funds into a tax-sheltered RRIF, a Registered Retirement Income Fund, you can draw down your funds and still stave off some of the tax burden. But you have to understand the rules so that you don't lose too much of your carefully accumulated nest egg to the government. Pape and Tafler lay out all the rules and present strategies to help you make the most of what you have saved. A large portion of the book is given over to an analysis of the top 181 mutual funds suitable for a RRIF. Pape's real strength has always been his fund rating charts--and he doesn't disappoint here.