When Shirley Lyner starts babysitting for Gail and Michael Beltran, her life becomes wilder than she could ever imagine. Shirley and Michael begin a dangerous affair and when he pays her a big tip to stay quiet, she takes her babysitting service to a whole other level. As more of Michael's married buddies learn of his arrangement Shirley's calendar is soon filled with student-babysitters and more married fathers than she and her friends can manage. Their lives begin to unravel into a world of sex, money and greed, making getting into college the least of their problems.