Libby Grayson has had some bad luck with unstable men, but when she meets devastatingly handsome Irishman Declan O'Shea, he takes the cake. It isn't just that the roguish hunk says he knows where there's a buried treasure...or that he swears the medallion he wears is a magical amulet given to him by a gypsy...or that he confessed during a night of amazing, toe-curling passion that he's really an Irish sea captain, swept onto Libby's Florida beach after a shipwreck more than two centuries ago. It's that the guy honestly believes every word of it. And worse than that, Libby's starting to believe it, too!