Rachel, Jessica and Tiffany have money problems--major money problems. Tiffany's whipped out the plastic one too many times, and now a mountain of debt is about to come crashing down on her. Jessica's husband lost his job--thrusting this longtime stay-at-home mom out into the cold, cruel workforce. And Rachel's divorce has transformed her from an upper-middle-class mom to a strapped-for-cash divorcee. What are three best friends to do?