One night, a violent storm sweeps up the Channel, demolishing Braydon's sea wall and flooding the surrounding low-lying areas, including The Retreat. Worse is to follow when the main floor of the hotel collapses and bones are discovered in the disused cellars. Even though the bones are proved not to be human, rumours quickly abound that the hotel has been cursed by bad luck. The Elkins family faces ruin, and it seems that only a miracle can save them.