When bank employee Cecelia Dobbs approaches Bay Tanner{u2019}s inquiry agency, Bay has no idea her association with the awkward young woman will lead to murder. Concerned that one of her colleagues may be running a scam on the elderly and very wealthy Castlemains of Hilton Head Island, Cecelia is seeking proof she can take to the authorities. The other object of her suspicion is the couple{u2019}s caretaker, flamboyant Kendra Blaine, whose interest in teller Dalton Chambers may be more than just as partners-incrime. When Mrs. Castlemain dies suddenly of an apparent heart attack, less than twenty-four hours after she accepts the case, Bay is stunned.